Here’s How CPF Housing Grants Will Affect Your HDB Flat Purchase

By Peter Lin (via

It’s no secret that buying a home is the biggest financial commitment that we will make in our lives. Even with subsidised housing in the form of HDB flats, finding that perfect place to stay is still the biggest purchase we’ll ever make.

To put it bluntly, unless you were born the only heir of a family business worth millions, you will need to take out a home loan to buy your HDB flat. But to ensure that everyone can afford a place to stay, those of us who are just starting out in our careers can rely on housing grants to further subsidise our HDB flat purchase.

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For Sale – Hedges Park, Flora Dr (Condo, 3Br)

Hedges Park is a private development nestled in a residential enclave of Flora Drive, Pasir Ris (District 17). Enjoy Hedges Park’s scenic views overlooking the beauty of its area with wide expanse and charming landscape features.

Cocooned in lush greenery with 3 distinctive linear water courtyards. Hedges Park presents a peaceful oasis of joy and resort atmosphere.

Sited within a distinctive serene locale that is at the crossroads of amenities within reach.

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Seller’s stamp duties cut as Government eases some property cooling measures

SINGAPORE — Home owners will only have to wait three years before selling their properties to avoid paying seller’s stamp duties (SSD), down from four years currently, under several adjustments made to property cooling measures.

With effect from Saturday (Mar 11), those who sell their properties within three years will also pay less in SSD, according to a joint press release by the Ministry of Finance, Ministry of National Development and Monetary Authority of Singapore on Friday.

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Govt eases property cooling measures: sellers’ stamp duty holding period now 3 years, rates cut; TDSR relaxed for retirees needing cash

SINGAPORE – The Government has relaxed some property cooling measures on the sellers’ stamp duty (SSD) front as well as the total debt servicing ratio framework (TDSR). The new rules take effect from March 11.

The SSD is currently payable by those who sell a residential property within 4 years of purchase, at rates of between 4 per cent and 16 per cent of the property’s value

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Woman sues property agent over $830k

SINGAPORE — A woman provided her real estate agent with four signed cheques to buy a Bedok Court flat, but he allegedly used them to withdraw over $830,000 from her bank account.

Ms Rohini Balasubramaniam, 56, a former teacher, is suing the agent, Mr Kelvin Yeow Khim Whye, 39, and real estate agency HSR International Realtors to get the cash back.

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